1-(407) 615-6005 richard@newversecapital.com

Stabilized Bridge

Maximize Your Investment with our NewVerse´s Stabilized Bridge Loans

 

At NewVerse Capital we pride ourselves on being a trusted direct lender, specializing in stabilized bridge loans and a range of real estate investment solutions. Our mission is to provide real estate investors and developers with the financing necessary to bridge the gap between short-term needs and long-term stability. We understand the complexities of transitioning from acquisition to stabilized properties and offer customized loan options designed to meet the unique demands of your project. With deep industry expertise and a client-centric approach, we ensure that your investment is fully supported, allowing you to capitalize on opportunities and maximize your returns.

 

Our stabilized bridge loans offer a flexible and reliable financing solution for properties that are already performing at or near full occupancy. These loans provide the short-term capital required to stabilize a property before securing long-term financing. Whether you’re refinancing, repositioning a property, NewVerse Capital’s tailored bridge loan solutions are designed to provide the liquidity and support you need. With competitive rates, quick approval processes, and a commitment to your project’s success, we are here to help you navigate the complexities of property investment and ensure a smooth transition to stable, long-term financing.

Key Features of NewVerse Capital’s Stabilized Bridge Loan Program

  • Max Loan-to-Cost (LTC):
    • 85% of purchase price + verified completed capital expenditures (CapEx) if property has been owned for less than 6 months.

    • Max Loan-to-Value (LTV):

      • 700+ FICO: 70% LTV if property has been owned for more than 6 months
      • 660-699 FICO: 65% LTV if property has been owned for more than 6 months

    • Minimum Debt Service Coverage Ratio (DSCR):

      • Not Applicable (N/A)

    • Minimum FICO:

      • 660

    • Purpose:

      • To provide bridge financing for properties that were recently renovated or constructed and are currently or soon to be listed for sale.
  • Loan Amount:
    • Minimum: $75,000
    • Maximum: $1,500,000 (larger loans available at lender’s discretion)
  • Term Length:
    • 12 months, up to 18 months at lender’s discretion
  • Eligible Property Types:
    • Single-family homes
    • 2-4 unit properties
    • Townhomes
    • Planned Unit Developments (PUD)
      Warrantable Condominiums (Condos)
  • Property Condition:
    • C2 or better
  • Collateral Restrictions:
    • Property value must be within the 90th percentile of the market
    • No rural, exotic, or unique properties allowed
Contact Us